Lay Your Bricks lets you invest as little as $50 into Baltimore small businesses you believe in — and earn 5–10% returns while keeping capital in your community.
Community investing made simple — from your neighborhood to your portfolio.
Explore local businesses raising capital in your neighborhood. See their story, their plan, and exactly how your investment helps.
Choose the businesses you believe in and invest what you're comfortable with. No accreditation required. No Wall Street middlemen.
Receive returns as businesses pay back their loans. Track your impact on the community — and your portfolio — in real time.
Capital should circulate in communities, not just flow out of them.
You don't need $100,000 or a financial advisor. Start with $50 and invest in what you know — the businesses you already support.
This isn't a national algorithm. Lay Your Bricks starts in Baltimore — because the distance between investor and investment should be measured in blocks, not ticker symbols.
Community investing isn't charity. Target 5–10% returns while every dollar recirculates locally at 3–4x the rate of money spent at chains.
Every business is vetted. Every dollar is tracked. Built-in education, compliance tools, and incentives keep the ecosystem healthy.
Lay Your Bricks is launching in Baltimore. Join the waitlist to get early access — whether you want to invest or raise capital for your business.
Join the Waitlist